Farmers State Bank

  Farmers State Bank
     Neighborly Service Since 1902
100 W. Main St.
Mountain City, TN  37683
(423) 727-8121

FDIC Insured        Equal Housing Lender

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Welcome to
Your source for information on
Farmers State Bank of Mountain City, TN.



Our site will have a new look soon! Here's a little sneak peek.


Click here if you're having problems accessing our Online Banking website.
Why did I receive a call or letter to verify a transaction on my debit card?  Click here to learn how we help protect you from fraud.

Notify us of inaccurate information we report to consumer reporting agencies.  Your written notice describing the specific inaccuracy(ies) should be sent to the following address:  Farmers State Bank, 100 W. Main St., Mountain City, TN 37683.


With Online Banking you can securely use your computer to inquire into your accounts, view checks, transfer funds, and make payments!
Important FDIC information concerning "Internet phishing schemes" and identity theft.  Please read our advice on phishing and identity theft.  Also, visit, and to read more. Click here for an informational video on Identity Theft.
Stop writing and mailing checks by enrolling in our Online Bill Payment Service!  It's a free, secure and convenient way to pay your bills online.  If you've already enrolled in Online Banking and you'd like to enroll in the Online Bill Payment Service, let us know by sending us an email to  Certain restrictions apply.  Click here to watch a video explaining Online Bill Pay and its benefits.

With TeleBanc you get private, 24-hour access to your accounts from a touch-tone telephone anywhere, anytime.  Convenient services such as balance inquiries, transferring funds and making payments are just a few of its benefits.  Call us at (423)727-8121 for more information and to sign up.
You get great convenience with our VISA Check Card!  Apply for yours today.  All applications are subject to credit approval.  Click here to learn how we help protect you from fraud.


We are the oldest and largest financial institution serving Johnson County, TN and its surrounding areas. We strive to exceed customer expectations by providing innovative products and services while also delivering great customer service.
We offer three convenient locations to serve you and 24-hour access by our ATMs.  Our main office is located on Main Street in Mountain City, TN; our 421 Branch is located on South Shady Street on Highway 421 in Mountain City, TN; and our Butler Branch is located on Main Street in Butler, TN.


We are a locally owned and operated, full service bank that has enjoyed continued asset growth from our beginning in 1902 to $133.7 Million at the end of 2014.  We have survived major obstacles and only look forward to what is ahead.



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