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Checking

Our personal checking accounts include many convenient services, such as Online Banking, Bill Pay, Mobile Banking, and each account holder can apply for an ATM card or Visa® debit card. For more information regarding our personal checking products, please call or visit any of our branches and speak to a Customer Service Representative.

Compare Our Checking Products

Account TypeDescriptionOpening BalanceMinimum BalanceMonthly FeeFeatures
Personal Checking A checking account with neighborly service  Open with as little as $100.00 $500.00 minimum daily balance  Maintain a $500.00 minimum daily balance or a combined daily balance of $1,000.00 in any deposit account and the $6.00 monthly maintenance fee is waived  N/A
Student Checking An account designed to meet the needs of students Students are eligible to open with as little as $100.00 No minimum balance N/A N/A
Personal NOW An interest-bearing account designed to put a little back in your pocket Open this interest-bearing account with as little as $1,000.00  $1,000.00 minimum daily balance  Maintain a $1,000.00 minimum daily balance and the $7.00 monthly maintenance fee is waived N/A 
Senior Citizen Checking Exclusively for our customers 62 or better Open with as little as $100.00 No minimum balance N/A  N/A 
Main Street Checking An all-inclusive checking account with many benefits and features Open with as little as $100.00  No minimum balance $6 Main Street Monthly Fee  Enjoy these great services for a low Main Street Monthly Fee of $6.00:
  • Accidental Death Insurance*
    • Common Carrier
    • Private Passenger Auto
  • Unlimited Check Writing
  • Up to 3 free orders of personal standard checks with other styles at a reduced rate
  • Cashiers Checks issued without charge
  • Safe Deposit Box discounts
  • Travel Benefits
  • Health Benefits
  • Shopping & Entertainment Benefits
 
Main Street NOW Earn a little interest while enjoying all the great benefits of a Main Street account Open this interest-bearing account with as little as $1,000.00  $1,000.00 minimum daily balance  $6 Main Street Monthly Fee and a $7 monthly maintenance fee.  Maintain a $1,000.00 minimum daily balance and the monthly maintenance fee of $7.00 is waived.  Enjoy these great services for a low Main Street Monthly Fee of $6.00:
  • Accidental Death Insurance*
    • Common Carrier
    • Private Passenger Auto
  • Unlimited Check Writing
  • Up to 3 free orders of personal standard checks with other styles at a reduced rate
  • Cashiers Checks issued without charge
  • Safe Deposit Box discounts
  • Travel Benefits
  • Health Benefits
  • Shopping & Entertainment Benefits 
Simple Checking No monthly maintenance fee Open with as little as $25.00  No minimum balance N/A  N/A 
Personal Money Market Earn interest on your funds without giving up accessibility  Open this interest-bearing account with as little as $2,500.00 $2,500.00 minimum daily balance  Maintain a $2,500.00 minimum daily balance and the $7.00 monthly maintenance fee is waived.  Make up to six withdrawals by pre-authorized, automatic, or telephone transfer per month. Withdrawals made in person are unlimited.**

*Insurance products are:
Not a Deposit
Not FDIC Insured
Not Insured By Any Federal Government Agency
Not Guaranteed by the Bank

**By Federal Regulation, transfers from a savings or money market account to another account, or to third parties by pre-authorized, automatic, internet or telephone transfers or by check are limited to six per month.